Health insurance with informal care
Are you caring for someone else? Then it is wise to look at what the health insurance pays each year. Which Health and which care providers. This is important for your loved one, but also for yourself as a caregiver.
What should you pay attention to with health insurance?
What a health insurance company pays can vary each year. Therefore, look at what changes each year. For example, ask yourself these questions:
- Will your loved one and you still receive reimbursement from the same health care providers next year?
- What informal care benefits are available and is that what you need?
- Does your health insurance coverage for informal care assistance change?
- Do you need supplemental insurance? Or just not anymore?
- Can you save money with another health insurer?
It may help to compare health insurance on a Web site. Questions you can ask the health insurance company itself.
What reimbursements are available for informal care?
Some supplementary insurance policies allow informal caregivers to receive reimbursement. For example, for:
- Substitute Health or respite care: that means someone takes over the informal care from you sometimes when you can't manage for a while.
- A family care broker: someone who helps you get everything right for your loved one and yourself. Think about Health for your loved one and how your loved one can continue to live at home. But also how you and your loved one can continue to pay for everything. And how you can combine informal care with your work.
- A course: for example, on how best to do certain tasks. Like how to help your partner after surgery. Or how to get someone in a wheelchair to go everywhere. Or a course on how to stay fit yourself. Like about sleeping better, relaxing better and reducing stress.
Sometimes you can also get money that you can spend on help with informal care yourself. Or money you can spend on support to keep yourself fit.
There are other reimbursements as well. Check out MantelzorgNL for information on reimbursements for informal care.
Support for informal care through the municipality
Also see what informal care support you can get through the municipality.